Storm Damage Claims

Buildings insurance policies usually cover financial loss caused by storm damage.

We say that a storm generally involves violent winds, usually accompanied by rain, hail or snow. But in some cases we may find there’s a storm without there being high winds. There are occasions where rain, hail, or snowfall by itself can constitute storm. Any extreme form of bad weather has the potential to cause damage to a property.

Types of complaints we see

The complaints we get are usually where a claim has been declined because there’s a dispute about:

• what actually constitutes a ‘storm’
• whether the damage was caused by a storm

We also get complaints where the storm claim has been accepted but there’s a dispute about the repairs carried out to put the damage right.